/* ============================================
   MYERS INSURANCE GROUP — INNER-PAGE.CSS
   Apple-inspired inner page styles
   ============================================ */

/* ── PAGE HERO ── */
.page-hero {
  background: var(--black);
  padding: clamp(72px, 9vw, 120px) 0 clamp(56px, 7vw, 96px);
  text-align: center;
  position: relative;
  overflow: hidden;
}

.page-hero::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 50% 100%, rgba(184,150,46,0.07) 0%, transparent 65%);
  pointer-events: none;
}

.page-hero .container { position: relative; z-index: 1; }

.page-hero .hero-eyebrow {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 20px;
  display: block;
}

.page-hero-headline {
  font-size: clamp(32px, 5.5vw, 64px);
  font-weight: 700;
  color: var(--white);
  letter-spacing: -2px;
  line-height: 1.06;
  margin-bottom: 20px;
}

.page-hero-sub {
  font-size: 17px;
  color: rgba(255,255,255,0.45);
  max-width: 560px;
  margin: 0 auto 36px;
  line-height: 1.65;
}

.page-hero .hero-ctas {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
}

.page-hero .brand-badge {
  display: inline-block;
  font-size: 10px;
  font-weight: 700;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--gold);
  border: 1px solid rgba(184,150,46,0.3);
  padding: 5px 14px;
  border-radius: 980px;
  margin-bottom: 20px;
}

/* ── INNER SECTIONS ── */
.inner-section {
  background: var(--white);
  padding: var(--section-padding) 0;
}

.inner-section-alt {
  background: var(--surface);
  padding: var(--section-padding) 0;
}

/* ── TWO COL ── */
.two-col {
  display: grid;
  grid-template-columns: 1fr 1fr;
  gap: 64px;
  align-items: start;
  margin-top: 48px;
}

.two-col-text p {
  font-size: 16px;
  color: var(--text-secondary);
  line-height: 1.8;
  margin-bottom: 20px;
}

.two-col-text p:last-child { margin-bottom: 0; }

/* ── HIGHLIGHT BOX ── */
.highlight-box {
  background: var(--surface);
  border: 0.5px solid var(--border);
  border-left: 3px solid var(--gold);
  border-radius: 0 var(--radius-lg) var(--radius-lg) 0;
  padding: 28px 32px;
  margin-bottom: 16px;
}

.highlight-box:last-child { margin-bottom: 0; }

.highlight-box-title {
  font-size: 16px;
  font-weight: 600;
  color: var(--black);
  margin-bottom: 12px;
  letter-spacing: -0.3px;
}

.highlight-box-body {
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.8;
}

.highlight-box-body strong {
  color: var(--black);
  font-weight: 600;
}

/* ── COVERAGE GRID ── */
.coverage-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  background: var(--border);
  border: 0.5px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  margin-top: 40px;
}

.coverage-card {
  background: var(--white);
  padding: 32px 28px;
  border-right: 0.5px solid var(--border);
  border-bottom: 0.5px solid var(--border);
  transition: background 0.2s;
}

.coverage-card:hover { background: var(--surface); }

.coverage-card:nth-child(3n) { border-right: none; }
.coverage-card:nth-last-child(-n+3) { border-bottom: none; }

/* Fix for grids that aren't exactly divisible by 3 */
.coverage-grid.two-col-grid { grid-template-columns: repeat(2, 1fr); }
.coverage-grid.two-col-grid .coverage-card:nth-child(2n) { border-right: none; }
.coverage-grid.two-col-grid .coverage-card:nth-child(3n) { border-right: 0.5px solid var(--border); }

.coverage-card-icon {
  font-size: 28px;
  color: var(--gold);
  margin-bottom: 16px;
  display: block;
}

.coverage-card-title {
  font-size: 16px;
  font-weight: 600;
  color: var(--black);
  margin-bottom: 8px;
  letter-spacing: -0.3px;
}

.coverage-card-desc {
  font-size: 13px;
  color: var(--mid);
  line-height: 1.7;
}

/* ── BIZ CATEGORY GRID ── */
.biz-category-grid {
  display: grid;
  grid-template-columns: repeat(3, 1fr);
  gap: 0;
  border: 0.5px solid var(--border);
  border-radius: var(--radius-lg);
  overflow: hidden;
  margin-top: 40px;
}

.biz-category {
  background: var(--white);
  padding: 28px 24px;
  border-right: 0.5px solid var(--border);
  border-bottom: 0.5px solid var(--border);
  transition: background 0.2s;
}

.biz-category:hover { background: var(--surface); }

.biz-category:nth-child(3n) { border-right: none; }
.biz-category:nth-last-child(-n+3) { border-bottom: none; }

.biz-category-title {
  font-size: 14px;
  font-weight: 600;
  color: var(--black);
  margin-bottom: 14px;
  display: flex;
  align-items: center;
  gap: 8px;
  letter-spacing: -0.2px;
}

.biz-category-title i { color: var(--gold); font-size: 16px; }

.biz-list li {
  font-size: 13px;
  color: var(--mid);
  padding: 5px 0;
  border-bottom: 0.5px solid var(--border);
  line-height: 1.5;
}

.biz-list li:last-child { border-bottom: none; }

/* ── FAQ / HIGHLIGHT SECTION ── */
.faq-section {
  background: var(--white);
  padding: var(--section-padding) 0;
}

.faq-grid {
  display: grid;
  gap: 12px;
  margin-top: 40px;
}

/* ── FOOTER CTA ── */
.footer-cta {
  background: var(--black);
  padding: var(--section-padding) 0;
  text-align: center;
  position: relative;
  overflow: hidden;
}

.footer-cta::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 50% 100%, rgba(184,150,46,0.06) 0%, transparent 65%);
  pointer-events: none;
}

.footer-cta-inner { position: relative; z-index: 1; }

.footer-cta-headline {
  font-size: clamp(28px, 4vw, 48px);
  font-weight: 700;
  color: var(--white);
  letter-spacing: -1px;
  line-height: 1.08;
  margin-bottom: 16px;
}

.footer-cta-sub {
  font-size: 17px;
  color: rgba(255,255,255,0.4);
  margin-bottom: 40px;
  max-width: 480px;
  margin-left: auto;
  margin-right: auto;
  line-height: 1.65;
}

.footer-cta-btns {
  display: flex;
  gap: 12px;
  justify-content: center;
  flex-wrap: wrap;
}

/* ── CONTACT / FORM LAYOUT ── */
.contact-section {
  background: var(--surface);
  padding: var(--section-padding) 0;
}

.contact-grid {
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 40px;
  align-items: start;
}

.contact-form-wrap {
  background: var(--white);
  border: 0.5px solid var(--border);
  border-radius: var(--radius-xl);
  padding: 40px;
}

.form-title {
  font-size: 24px;
  font-weight: 700;
  color: var(--black);
  letter-spacing: -0.5px;
  margin-bottom: 6px;
}

.form-sub {
  font-size: 14px;
  color: var(--mid);
  margin-bottom: 28px;
  line-height: 1.6;
}

.contact-sidebar { display: flex; flex-direction: column; gap: 16px; }

.sidebar-card {
  background: var(--white);
  border: 0.5px solid var(--border);
  border-radius: var(--radius-lg);
  padding: 28px;
}

.sidebar-card-dark {
  background: var(--black);
  border-color: transparent;
}

.sidebar-title {
  font-size: 16px;
  font-weight: 600;
  color: var(--black);
  margin-bottom: 16px;
  letter-spacing: -0.3px;
}

.sidebar-title-light {
  font-size: 16px;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 10px;
}

.sidebar-sub-light {
  font-size: 14px;
  color: rgba(255,255,255,0.4);
  line-height: 1.65;
}

.sidebar-steps { list-style: none; }

.sidebar-steps li {
  display: flex;
  align-items: flex-start;
  gap: 14px;
  padding: 12px 0;
  border-bottom: 0.5px solid var(--border);
  font-size: 14px;
  color: var(--text-secondary);
  line-height: 1.6;
}

.sidebar-steps li:last-child { border-bottom: none; }

.sidebar-step-num {
  width: 24px;
  height: 24px;
  border-radius: 50%;
  background: var(--black);
  color: var(--white);
  font-size: 11px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  flex-shrink: 0;
  margin-top: 1px;
}

.sidebar-tags {
  display: flex;
  flex-wrap: wrap;
  gap: 8px;
}

.tag {
  display: inline-block;
  font-size: 12px;
  font-weight: 500;
  color: var(--charcoal);
  background: var(--surface);
  border: 0.5px solid var(--border);
  border-radius: 980px;
  padding: 5px 14px;
}

/* ── COVERAGE REVIEW UPLOAD ── */
.upload-section {
  background: var(--surface);
  padding: var(--section-padding) 0;
}

.upload-grid {
  display: grid;
  grid-template-columns: 1fr 380px;
  gap: 40px;
  align-items: start;
}

.upload-zone {
  border: 1.5px dashed var(--border-dark);
  border-radius: var(--radius-lg);
  padding: 40px 24px;
  text-align: center;
  cursor: pointer;
  transition: border-color 0.2s, background 0.2s;
  position: relative;
  background: var(--surface);
}

.upload-zone:hover {
  border-color: var(--gold);
  background: rgba(184,150,46,0.02);
}

.upload-zone.dragover {
  border-color: var(--gold);
  background: rgba(184,150,46,0.04);
}

.upload-input {
  position: absolute;
  inset: 0;
  opacity: 0;
  cursor: pointer;
  width: 100%;
  height: 100%;
}

.upload-icon {
  font-size: 36px;
  color: var(--gold);
  display: block;
  margin-bottom: 12px;
}

.upload-label {
  font-size: 15px;
  font-weight: 500;
  color: var(--black);
  margin-bottom: 6px;
}

.upload-sub {
  font-size: 13px;
  color: var(--mid);
  margin-bottom: 8px;
}

.upload-browse { color: var(--gold); font-weight: 500; }

.upload-formats {
  font-size: 12px;
  color: var(--subtle);
}

.upload-file-list {
  margin-top: 16px;
  list-style: none;
  text-align: left;
}

.upload-file-list li {
  display: flex;
  align-items: center;
  gap: 8px;
  font-size: 13px;
  color: var(--text-secondary);
  padding: 8px 0;
  border-bottom: 0.5px solid var(--border);
}

.upload-file-list li:last-child { border-bottom: none; }

/* AI checklist */
.ai-checklist { list-style: none; }

.ai-checklist li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 13px;
  color: rgba(255,255,255,0.55);
  padding: 8px 0;
  border-bottom: 0.5px solid rgba(255,255,255,0.06);
  line-height: 1.5;
}

.ai-checklist li:last-child { border-bottom: none; }

.ai-checklist li i { color: var(--gold); font-size: 16px; flex-shrink: 0; margin-top: 1px; }

.who-list { list-style: none; }

.who-list li {
  display: flex;
  align-items: flex-start;
  gap: 10px;
  font-size: 13px;
  color: var(--text-secondary);
  padding: 8px 0;
  border-bottom: 0.5px solid var(--border);
  line-height: 1.5;
}

.who-list li:last-child { border-bottom: none; }
.who-list li i { color: var(--gold); font-size: 16px; flex-shrink: 0; }

.security-list { list-style: none; }

.security-list li {
  display: flex;
  align-items: center;
  gap: 10px;
  font-size: 13px;
  color: var(--text-secondary);
  padding: 8px 0;
  border-bottom: 0.5px solid var(--border);
}

.security-list li:last-child { border-bottom: none; }
.security-list li i { color: var(--gold); font-size: 16px; flex-shrink: 0; }

/* ── HOW IT WORKS ── */
.how-section {
  background: var(--black);
  padding: var(--section-padding) 0;
  position: relative;
  overflow: hidden;
}

.how-section::before {
  content: '';
  position: absolute;
  inset: 0;
  background: radial-gradient(ellipse at 50% 50%, rgba(184,150,46,0.05) 0%, transparent 70%);
  pointer-events: none;
}

.how-section .container { position: relative; z-index: 1; }

.how-steps {
  display: grid;
  grid-template-columns: 1fr auto 1fr auto 1fr auto 1fr;
  gap: 0;
  align-items: start;
  margin-top: 48px;
}

.how-step {
  text-align: center;
  padding: 0 16px;
}

.how-step-num {
  width: 40px;
  height: 40px;
  border-radius: 50%;
  background: var(--gold);
  color: var(--black);
  font-size: 15px;
  font-weight: 700;
  display: flex;
  align-items: center;
  justify-content: center;
  margin: 0 auto 16px;
}

.how-step-title {
  font-size: 15px;
  font-weight: 600;
  color: var(--white);
  margin-bottom: 8px;
  letter-spacing: -0.2px;
}

.how-step-desc {
  font-size: 13px;
  color: rgba(255,255,255,0.35);
  line-height: 1.65;
}

.how-step-connector {
  font-size: 20px;
  color: rgba(255,255,255,0.15);
  padding-top: 12px;
  font-weight: 300;
}

/* ── SECTION LABEL / HEADLINE ── */
.section-label {
  font-size: 11px;
  font-weight: 600;
  letter-spacing: 3px;
  text-transform: uppercase;
  color: var(--gold);
  margin-bottom: 14px;
  display: block;
}

.section-headline {
  font-size: clamp(26px, 4vw, 44px);
  font-weight: 700;
  line-height: 1.1;
  letter-spacing: -1px;
  color: var(--black);
  margin-bottom: 14px;
}

.section-sub {
  font-size: 16px;
  color: var(--mid);
  max-width: 560px;
  line-height: 1.7;
  margin-bottom: 40px;
}

/* ── RESPONSIVE ── */
@media (max-width: 1024px) {
  .coverage-grid { grid-template-columns: repeat(2, 1fr); }
  .coverage-card:nth-child(3n) { border-right: 0.5px solid var(--border); }
  .coverage-card:nth-child(2n) { border-right: none; }
  .biz-category-grid { grid-template-columns: repeat(2, 1fr); }
  .biz-category:nth-child(3n) { border-right: 0.5px solid var(--border); }
  .biz-category:nth-child(2n) { border-right: none; }
  .two-col { grid-template-columns: 1fr; gap: 40px; }
  .contact-grid { grid-template-columns: 1fr; }
  .upload-grid { grid-template-columns: 1fr; }
  .how-steps {
    grid-template-columns: 1fr 1fr;
    gap: 24px;
  }
  .how-step-connector { display: none; }
}

@media (max-width: 768px) {
  .coverage-grid { grid-template-columns: 1fr; }
  .coverage-card { border-right: none !important; }
  .coverage-card:nth-last-child(-n+1) { border-bottom: none; }
  .biz-category-grid { grid-template-columns: 1fr; }
  .biz-category { border-right: none !important; }
  .contact-form-wrap { padding: 28px 20px; }
  .how-steps { grid-template-columns: 1fr; }
  .footer-cta-btns { flex-direction: column; align-items: center; }
}